Overdrawn Account Report

The Overdrawn Account Report is an .xlsx file generated daily by COS and sent to each partner via SFTP. It contains a list of the partner’s customer accounts that are overdrawn.

 

Column	Description
Partner	Partner name.
Master Account Number	Customer’s master account number.
Account Title	Account title (customer name).
Date Account Opened	COS account opened date.
Master Current Balance	Current balance on the account.
Master Available Balance	Available balance on the account.
Date Overdrawn	Day the account first became overdrawn.
Fed Days in Overdraft	The number of days the account has been overdrawn.

 

Overdraft Notice

On the 1^st and 7^th days of a customer’s account being overdrawn, COS sends the following form notice to the customer in PDF format, with the fields in the letter populated from the Overdrawn Account Report and additional data fields.